The short answer
Common Sources of Damaging Wind
Severe thunderstorms are a frequent cause of wind damage. These storms can produce straight-line winds exceeding 60 miles per hour, which is strong enough to snap tree limbs and send them crashing into a roof or wall. In many regions, such storms are common and can develop with little warning.
Another potent source is a derecho, a widespread, long-lived windstorm associated with a line of thunderstorms. These events can produce hurricane-force winds across hundreds of miles, flattening trees and damaging structures. Even the strong gusts ahead of a thunderstorm, known as outflow boundaries, can be powerful enough to cause shingle loss or break weak tree branches.
How Wind Compromises Your Home's Envelope
Wind damage often starts at the roof. High winds can lift and tear away shingles, flashing, or even entire sections of roofing material. Once the roof's protective layer is breached, rainwater can pour directly into your attic and living spaces. This immediate water intrusion is a primary cause of the water damage that follows a major wind event.
Siding, gutters, and windows are also vulnerable. Persistent wind pressure can pry siding loose or detach gutters and downspouts. Flying debris, such as patio furniture or branches, can shatter windows. Each of these openings provides a direct path for water to enter wall cavities and basements, setting the stage for hidden moisture problems and mold growth.
The Water Damage That Follows
Water entering through wind-created openings can quickly soak insulation, drywall, and flooring. In a matter of hours, porous materials begin to swell and warp. Acting quickly to address this water is crucial to prevent secondary damage. A humid environment can accelerate mold growth on damp surfaces within just one to two days.
This water often spreads to areas you cannot easily see, like inside walls or under floors. It can lead to electrical hazards, damage to personal belongings, and compromise structural elements like wooden framing. The longer the water sits, the more extensive and costly the repairs will become, often requiring professional drying and restoration.
- Saturated insulation loses its R-value and must be replaced.
- Wet drywall becomes soft, stains, and can crumble.
- Wooden subfloors and framing members can warp and rot.
- Metal fasteners and electrical components can corrode.
- Stored items in basements or attics can be ruined.
- Persistent dampness creates a strong musty odor throughout the home.
Immediate Steps After Wind Damage
Your first priority is safety. Do not enter areas with standing water if electricity is present. If it is safe, try to mitigate further water entry by covering roof holes with a tarp or boarding up broken windows. Move valuable items away from leaks and place buckets to catch dripping water. Document all visible damage with photos or video for your records.
Next, contact your insurance company to start the claims process. Be prepared to describe the damage. Then, you should contact local water damage pros for a thorough assessment. They have the tools to find hidden moisture and can begin the critical drying process to save your home's structure and contents from further harm.
When to Call for Professional Help
You should contact local water damage pros whenever wind has allowed water inside your home. They perform a detailed inspection using moisture meters and thermal imaging to map the full extent of the damage. The damage is often greater than it appears. Their work with industrial drying equipment is key to preventing mold and saving your building materials.
The pros will also handle water extraction, structural drying, and sanitization. They can advise on necessary repairs to the building envelope itself, such as roofing or siding, which may require a separate contractor. Their documentation of the damage and the restoration process is also very useful when working with your insurance company. Policies vary, and your insurer decides what is covered.
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Call Now (301) 281-4960Frequently asked questions
What wind speed can damage a house?
Sustained winds of 50 to 60 mph can begin to cause damage, like lifting shingles or breaking branches. Winds over 75 mph, common in severe storms, can cause significant structural harm, including roof failure or window breakage, leading to water intrusion.
Does homeowners insurance cover wind damage?
Most standard policies cover sudden wind damage to the structure and may cover resulting water damage. However, some policies have separate wind deductibles or exclusions for certain events like hurricanes. Check your policy and report damage promptly. Policies vary, and your insurer decides what is covered.
How can I prepare my home for high winds?
Trim trees away from your house, secure loose outdoor items like patio furniture, and ensure your roof is in good repair. Know how to shut off your utilities and have a plan for temporary repairs like tarps. Regular maintenance is your best defense.